What Is E&S Insurance at Versekering

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What Is E&S Insurance

What Is E&S Insurance. Property & casualty (p/c) insurers that specialize in the excess and surplus (e&s) market are seeing better growth and profit opportunities as premium rates. The future e&s market, like the broader insurance market, will be built on data and analytics.

The Hartford Expands E&S Capabilities
The Hartford Expands E&S Capabilities from www.ajlongo.com

Excess and surplus lines is a form of insurance that covers businesses with high risk or an adverse loss history that can make it hard for them to obtain coverage in the traditional insurance marketplace. We are a team of highly experienced, licensed agents committed to helping you find the best coverage for the best price; E&s career center offered by:

The Hartford Expands E&S Capabilities

Simply put, excess & surplus lines (e&s) is a specialty market that insures things standard carriers won't cover. For example, a standard carrier might not offer you a policy if your application shows insuring you is too risky. E&s insurance helps small businesses get the right coverage for their specific risks. Most states charge an insurance premium tax to insurance companies licensed and “admitted” to do business within their borders.